Home loans eligibility
Documents required with loan application form: (Self-Employed cases)
Common Documents
- Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
- Ration Card (Xerox)
- Business Profile: A note on business mentioning nature of business mentioning nature of business, list of clients, suppliers, staff strength, geographical spread, etc.
Proprietor / Professional
- 3 yrs P & L a/c, B/S, Computation of income certified by CA
- Income Tax return file statement for 3 yrs.s
Partnership
- Copy of Partnership Deed
- 3 yrs P & L a/c, B/S, Computation of income certified by CA.
- Individual Computation of Income and tax returns for last 3 yrs.
Pvt. Ltd. Company
- Remuneration certificate
- Board resolution for fixing remuneration.
- Company's annual report
- Individual IT returns for last 3 yrs.
Documents required with loan application form: (Employed cases)
- Latest Salary Certificate / Slip in original
- Form no.16 A (TDS Form) from Employer (Xerox)
- Certificate from Employer for any other allowances which is not reflected in salary slip (in original) 4. Updated Bank Pass Book / Statement of accounts for last 6 months (Xerox)
- Voter I.D. card or Company's I.D. or Passport (Xerox) or Ration Card (Xerox)
- Passport size Photograph of applicant & co-applicant
